{"id":1414,"date":"2025-09-16T17:23:18","date_gmt":"2025-09-16T15:23:18","guid":{"rendered":"https:\/\/inregion.cz\/?p=1414"},"modified":"2025-09-17T08:17:27","modified_gmt":"2025-09-17T06:17:27","slug":"sliby-se-slibuji-ale-budete-mit-duchod","status":"publish","type":"post","link":"https:\/\/inregion.cz\/mystaging01\/2025\/09\/16\/sliby-se-slibuji-ale-budete-mit-duchod\/","title":{"rendered":"Sliby se slibuj\u00ed\u2026 Ale budete m\u00edt d\u016fchod?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">P\u0159ed volbami se opakuj\u00ed sliby o budouc\u00edm r\u00e1ji st\u00e1le. Ale pravdou je, \u017ee n\u011bkter\u00e9 politick\u00e9 strany slibuj\u00ed nesplniteln\u00e9, p\u0159\u00edkladem m\u016f\u017ee b\u00fdt tvrzen\u00ed, \u017ee vr\u00e1t\u00ed d\u016fchodov\u00fd syst\u00e9m do p\u016fvodn\u00ed podoby. D\u016fchodov\u00fd v\u011bk zp\u011bt na 65 let. Zn\u00ed to hezky, skoro jako n\u00e1vrat do \u201estar\u00fdch dobr\u00fdch \u010das\u016f\u201c. Jen\u017ee, <strong>kde na to vezmou pen\u00edze<\/strong>, to u\u017e nikdo ne\u0159\u00edk\u00e1.<br>Mo\u017en\u00e1 je dobr\u00e9 p\u0159ipomenout si, jak d\u016fchody funguj\u00ed. N\u00e1\u0161 d\u016fchodov\u00fd syst\u00e9m je jako velk\u00e1 rodinn\u00e1 kasa. Ti, kdo pracuj\u00ed, pos\u00edlaj\u00ed pen\u00edze dovnit\u0159, a z t\u00e9hle kasy se ka\u017ed\u00fd m\u011bs\u00edc vypl\u00e1cej\u00ed d\u016fchody dne\u0161n\u00edm senior\u016fm. \u0158\u00edk\u00e1 se tomu \u201epr\u016fb\u011b\u017en\u00fd syst\u00e9m\u201c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Probl\u00e9m, p\u0159ed kter\u00fdm stoj\u00edme, je jednoduch\u00fd. Pracuj\u00edc\u00edch ub\u00fdv\u00e1, lid\u00ed v d\u016fchodov\u00e9m v\u011bku p\u0159ib\u00fdv\u00e1. Je to jako kdyby rodina m\u011bla \u010d\u00edm d\u00e1l m\u00e9n\u011b d\u011bt\u00ed, kter\u00e9 vyd\u011bl\u00e1vaj\u00ed, a \u010d\u00edm d\u00e1l v\u00edc \u010dlen\u016f rodiny v d\u016fchodov\u00e9m v\u011bku, kte\u0159\u00ed \u010dekaj\u00ed, \u017ee je n\u011bkdo na star\u00e1 kolena bude \u017eivit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>\u010c\u00edsla ale mluv\u00ed jednozna\u010dn\u011b. V lo\u0148sk\u00e9m roce skon\u010dil d\u016fchodov\u00fd \u00fa\u010det ve ztr\u00e1t\u011b 73 miliardy korun. K tomuto negativn\u00edmu sd\u011blen\u00ed v\u0161ak pat\u0159\u00ed i dobr\u00e1 zpr\u00e1va. D\u00edky krok\u016fm sou\u010dasn\u00e9 vl\u00e1dy, kter\u00e9 rozhodn\u011b nebyly jednoduch\u00e9, zejm\u00e9na zp\u0159\u00edsn\u011bn\u00ed podm\u00ednek pro p\u0159ed\u010dasn\u00e9 d\u016fchody a \u00faprav\u011b valorizac\u00ed, se karta za\u010d\u00edn\u00e1 obracet. <strong>P\u0159\u00ed\u0161t\u00ed rok by m\u011bl b\u00fdt d\u016fchodov\u00fd \u00fa\u010det po sedmi letech poprv\u00e9 v plusu. <\/strong>Podle odhad\u016f by se m\u011blo vybrat na pojistn\u00e9m o 8 a\u017e 10 miliard korun v\u00edc, ne\u017e se vyplat\u00ed na penz\u00edch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Ekonom Luk\u00e1\u0161 Kovanda k tomu \u0159\u00edk\u00e1: \u201eJ<em>e to d\u016fsledek kombinace vy\u0161\u0161\u00ed zam\u011bstnanosti, r\u016fstu mezd a vl\u00e1dn\u00edch opat\u0159en\u00ed, kter\u00e1 sni\u017euj\u00ed nadm\u011brn\u00e9 \u010derp\u00e1n\u00ed d\u016fchodov\u00e9ho syst\u00e9mu. Kr\u00e1tkodob\u011b to opravdu pom\u016f\u017ee dostat \u00fa\u010det do plusu.<\/em>\u201c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Podobn\u011b i think-tank IDEA upozor\u0148uje, \u017ee pozitivn\u00ed saldo je v\u00fdsledkem nastaven\u00ed nov\u00e9 podoby fungov\u00e1n\u00ed v\u00fdplaty d\u016fchod\u016f, av\u0161ak st\u00e1rnut\u00ed obyvatelstva se nezastavuje, naopak zrychluje. P\u0159esto je vid\u011bt, \u017ee kdy\u017e se d\u011blaj\u00ed zodpov\u011bdn\u00e1 rozhodnut\u00ed, v\u00fdsledky se projev\u00ed, a \u010d\u00edsla to jen potvrzuj\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Mo\u017en\u00e1 si poj\u010fme odpov\u011bd\u011bt na to, co znamen\u00e1 vr\u00e1tit se zp\u00e1tky. Jde o celou cestu zp\u00e1tky nebo jen \u010d\u00e1ste\u010dn\u011b zp\u00e1tky? Nikdo nev\u00ed. M\u016f\u017ee tak doch\u00e1zet k maten\u00ed lid\u00ed, a nen\u00ed spr\u00e1vn\u00e9 ne\u0159\u00edkat to jasn\u011b. <strong>Voli\u010d m\u00e1 m\u00edt jasno, p\u0159edev\u0161\u00edm v tak z\u00e1sadn\u00edch v\u011bcech, jako je podoba fungov\u00e1n\u00ed d\u016fchodov\u00e9ho syst\u00e9mu.<\/strong> Politici nesm\u00ed vytv\u00e1\u0159et nejistotu, d\u016fchodov\u00fd syst\u00e9m pot\u0159ebuje jistotu s dlouholet\u00fdm v\u00fdvojem, nikoliv pokus na \u010dty\u0159i roky. Cht\u011bj\u00ed politici zru\u0161it v\u00fdchovn\u00e9 za vychovan\u00e9 d\u011bti? Cht\u011bj\u00ed zru\u0161it da\u0148ov\u00e9 \u00falevy pro pracuj\u00edc\u00ed d\u016fchodce? Jak vysv\u011btl\u00ed v kontextu v\u00fdvoje d\u016fchodov\u00fdch syst\u00e9m\u016f v Evrop\u011b v\u00fdvoj v\u011bku odchodu do d\u016fchodu? Hlavn\u011b:<strong> jak vysv\u011btl\u00ed, kde se\u017eenou obrovsk\u00e9 pen\u00edze nav\u00edc, aby se d\u00edra v syst\u00e9mu zalepila?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Nesly\u0161\u00edme odpov\u011bdi? Pro\u010d? Proto\u017ee z\u0159ejm\u011b by museli p\u0159iznat, \u017ee by se zv\u00fd\u0161ily dan\u011b, nebo by zadlu\u017eili st\u00e1t je\u0161t\u011b v\u00edc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Ekonomov\u00e9 varuj\u00ed jasn\u011b, \u017e\u00e1dn\u00fd n\u00e1vrat u\u017e nen\u00ed mo\u017en\u00fd. Sv\u011bt se zm\u011bnil, lid\u00e9 \u017eij\u00ed d\u00e9le, rod\u00ed se m\u00e9n\u011b d\u011bt\u00ed. Pokud nechceme kolaps d\u016fchodov\u00e9ho syst\u00e9mu, pak mus\u00edme hledat nov\u00e9 cesty, postupn\u011b zvy\u0161ovat v\u011bk odchodu do d\u016fchodu, nab\u00edzet mo\u017enosti pracovn\u00edho uplatn\u011bn\u00ed pro lidi. Koneckonc\u016f funguj\u00edc\u00ed p\u0159\u00edklady tady jsou &#8211; nap\u0159\u00edklad v D\u00e1nsku, kde je v\u011bk pro odchod do starobn\u00edho d\u016fchodu postupn\u011b zvy\u0161ov\u00e1n a m\u00e1 dos\u00e1hnout 70 let v roce 2040, p\u0159i\u010dem\u017e dnes je to 67 let. A dohodly se na tom v\u0161echny relevantn\u00ed strany. Nikdo nevyhro\u017euje, \u017ee pokud se dostane k moci zm\u011bn\u00ed d\u016fchodov\u00fd syst\u00e9m &#8211; jako to u n\u00e1s d\u011bl\u00e1 Andrej Babi\u0161. N\u011bmecko m\u00e1 v\u011bk odchodu do d\u016fchodu v 67 letech. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159ipome\u0148me si, \u017ee u n\u00e1s p\u016fjdou v 67 letech a\u017e ro\u010dn\u00edky 1989. St\u00e1vaj\u00edc\u00edch \u010dekatel\u016f na d\u016fchod se toto t\u00e9ma opravdu\u00a0t\u00fdk\u00e1\u00a0minim\u00e1ln\u011b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u016fchodov\u00fd syst\u00e9m nen\u00ed hra\u010dka, se kterou si lze po ka\u017ed\u00fdch volb\u00e1ch pohr\u00e1vat. Je to z\u00e1kladn\u00ed pil\u00ed\u0159 soci\u00e1ln\u00ed stability, kter\u00fd mus\u00ed st\u00e1t na odpov\u011bdn\u00fdch rozhodnut\u00edch a shod\u011b nap\u0159\u00ed\u010d politick\u00fdm spektrem. Pokud chceme, aby na\u0161i rodi\u010de i my sami m\u011bli jistotu d\u016fstojn\u00e9ho st\u00e1\u0159\u00ed, pot\u0159ebujeme m\u00e9n\u011b populismu a v\u00edce odvahy \u0159\u00edkat nep\u0159\u00edjemnou pravdu. Jen tak se d\u00e1 d\u016fchodov\u00e1 budoucnost zajistit.<\/p>\n<\/p><div id=\"sssp_ad_1707_747\" class=\"sssp-seznam-ad  sssp-seznam-ad-center sssp-seznam-ad-mobile\" data-szn-ssp-ad-type=\"below_a\"><div id=\"sssp_ad_399630_1\" data-szn-ssp-ad='{\"zoneId\": 399630, \"width\": 1, \"height\": 1}'><\/div><div class=\"sssp-clear\"><\/div><\/div><div id=\"sssp-content-end\"><\/div>","protected":false},"excerpt":{"rendered":"<p>P\u0159ed volbami se opakuj\u00ed sliby o budouc\u00edm r\u00e1ji st\u00e1le. Ale pravdou je, \u017ee n\u011bkter\u00e9&hellip;<\/p>\n","protected":false},"author":124,"featured_media":1420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","pmpro_default_level":"","_lmt_disableupdate":"","_lmt_disable":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[26,44,46,1],"tags":[],"class_list":["post-1414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cesko","category-ekonomika","category-komentare-a-nazory","category-uncategorized","pmpro-has-access"],"mb":[],"mfb_rest_fields":["title","gutenberg_elementor_mode"],"_links":{"self":[{"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/posts\/1414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/users\/124"}],"replies":[{"embeddable":true,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/comments?post=1414"}],"version-history":[{"count":1,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/posts\/1414\/revisions"}],"predecessor-version":[{"id":1421,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/posts\/1414\/revisions\/1421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/media\/1420"}],"wp:attachment":[{"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/media?parent=1414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/categories?post=1414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inregion.cz\/mystaging01\/wp-json\/wp\/v2\/tags?post=1414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}